TERMS OF SERVICE

By registering you agree to these terms and conditions of service.
Please carefully read these Value4Capital Partners® Terms of Service (these “Terms of Service”), which are a binding contract between you and Value4Capital Partners S.r.l.S. (“V4CP”) that governs the use of a V4CP account and the products and services available through a V4CP account, exempts V4CP and other persons from liability, specifies the jurisdiction for the resolution of disputes and contains other important provisions before registering for a V4CP account or submitting an order for or using any product or service available through a V4CP account.
By using a V4CP account or a product or service available through a V4CP account, you acknowledge and signify that you have read, understand and agree to these Terms of Service. If you do not agree to these Terms of Service, then you may not register for a V4CP account or use any product or service available through a V4CP account.

1. Definitions and Interpretation
1.1 Binding Agreement: These Terms of Service are a binding agreement between you and V4CP regarding the use of an Account and Products. By registering for an Account or submitting an order for or using a Product, you acknowledge and signify that you have read, understood and agreed to the most current version of these Terms of Service. If you do not accept and agree to the most current version of these Terms of Service, then you may not register for an Account or submit an order for or use any Product.
1.2 Definitions: In these Terms of Service, the following terms have the following meanings and other capitalized terms have the meaning set out elsewhere in these Terms of Service:
(a) “Account” means a valid and subsisting account with V4CP for use of Products;
(b) “Assessment” means an assignment, exercise, quiz or other assessment required to be completed in respect of a Course;
(c) “Certificate” means a certificate issued by V4CP evidencing successful completion of a Course or bundle of Courses;
(d) “Course” means an online course provided or made available by V4CP for use through an Account;
(e) “Course Materials” means the videos, files, documents and other materials and Assessments provided or made available by V4CP in respect of a Course;
(f) “Products” means the Courses, Course Materials and other products and services that V4CP may provide or make available from time to time for use through an Account pursuant to these Terms of Service; and
(g) “Representatives” means directors, officers, employees, contract workers, agents and other personnel and representatives.
1.3 Other Agreements: These Terms of Service are in addition to other agreements (collectively, the “Other Agreements”) between you and V4CP (collectively the “Parties” and each a “Party”), which are available on V4CP’s website at www.value4capitalpartners.com (the “Website”). If there is a conflict or inconsistency between these Terms of Service and the Other Agreements, then the Other Agreements will take priority and govern regarding the specific subject matter to which they apply, and these Terms of Service will take priority and govern regarding all other matters.
1.4 Changes: V4CP in its discretion may change these Terms of Service at any time and from time to time, without any prior notice, by posting the changed Terms of Service on the Website. The changed Terms of Service are effective immediately on posting on the Website, unless the changed Terms of Service expressly state otherwise. It is your responsibility to check the “Last Updated” date at the top of these Terms of Service and review any changes since the previous version. By using an Account or submitting an order for or using a Product, you signify your unconditional acceptance and agreement to be bound by the changed Terms of Service. You may not change these Terms of Service in any manner.

2. Permitted Users/Use
2.1 Permitted Users: You may not register for an Account or submit an order for any Product if you are under the age of majority in the jurisdiction in which you reside or if you cannot form a legally binding contract under applicable European Union and Italian law. If you are under the age of majority, then your parent or legal guardian may register an Account on your behalf and submit orders for Products on your behalf. You may not register for an Account or submit an order for any Product if you do not accept these Terms of Service or the applicable Other Agreements, if you breach these Terms of Service or any Other Agreements, if you are located in a jurisdiction where access to or use of a Product or the Website is prohibited by law, or if V4CP has prohibited you from registering for an Account or ordering a Product. Notwithstanding the foregoing or any other provision of these Terms of Service, V4CP reserves the right in its discretion and for its sole convenience to refuse to provide Products to you or any other person.
2.2 Permitted Use of Accounts and Products: Subject to these Terms of Service and all applicable EU and Italian laws, you may only use an Account and Products for your own lawful, personal, non-commercial purposes, in the manner permitted by these Terms of Service and subject to all applicable Other Agreements. Use of an Account or Product for any other purpose or in any other manner is strictly prohibited.
2.3 General Restrictions/Prohibitions: Without limiting the generality of section 2.2, you will not: (a) use your Account or any Product in a way that interferes with or threatens, damages, disrupts, compromises or degrades the integrity, functionality, operation, performance or security of your Account or the Product or V4CP’s systems or data, or attempt to gain unauthorized access to V4CP’s systems or data; (b) index, crawl, catalogue, mirror, frame, scrape, cache or otherwise collect or mine any data from your Account or any Product for any purpose whatsoever, using any technologies, tools or methods whatsoever; (c) license, sublicense, grant, sell, share, transfer, assign, pledge, publish, transmit, publicly display or perform, distribute, create any interest in, or otherwise give or make available or permit the use of your Account or any Product to or for the benefit of any other person; (d) alter, attempt to circumvent, destroy, obscure, conceal, modify or remove any notices (including proprietary rights notices), proprietary codes or locks, means of identification, digital rights tools or management information, security or control measures, or agreements on, in or in relation to your Account or any Product; (e) attempt to circumvent the ordinary navigational structure, technical delivery systems or display of your Account or any Product or attempt to access or use your Account or any Product or V4CP’s systems or data by any means not purposely made available to you by V4CP; (f) copy any ideas, features or functions of your Account or any Product or create a product or service using the ideas, features or functions of your Account or any Product; or (g) permit, assist or encourage any other person to do any of the foregoing.

3. User Information
3.1 Accurate Information: To create an Account or to order a Product, V4CP may require that you provide certain information about yourself (including your legal name, residential address, email address, other contact information and in some instances details of your government-issued identification documents) and payment information. You represent and warrant that all information you provide to V4CP is true, accurate, current and complete, and that you will update the information from time to time so that it remains true, accurate, current and complete. V4CP will rely on the information that you provide. V4CP is not under any obligation to verify the truth, accuracy, currency or completeness of any information you provide, but V4CP may do so in its discretion, and you hereby consent to V4CP making reasonable inquiries as V4CP considers appropriate to verify the information you provide. You hereby authorize V4CP to create and permanently retain records of all information that you provide to V4CP and all communications between you and V4CP and to use, retain and disclose that information as reasonably necessary to provide Products and to otherwise perform V4CP’s obligations and exercise V4CP’s rights under these Terms of Service and applicable Other Agreements. You are solely responsible and liable for all loss, damage and expense that you, V4CP or any other person may suffer or incur as a result of your submission of any false, inaccurate, out of date or incomplete information, your failure to promptly update your information if it changes, or any other breach of your obligations under this section 3.
3.2 Communications: You authorize V4CP to: (a) accept communications it receives from you by means of the Website or email as if those communications had been given directly by you in writing and signed by you; (b) disclose your communications to V4CP’s affiliates and services providers; and (c) respond to your communications through the Website, by email or other means of communication as V4CP considers appropriate. Communications that you send to V4CP are not effective unless and until they are processed by the responsible V4CP representative. V4CP may refuse to process communications that you send to V4CP, or may reverse the processing of any communications that you send to V4CP, at any time in V4CP’s discretion and without any notice or liability to you or any other person, including if V4CP believes the communication to be fraudulent or unlawful or defective, inaccurate or incomplete due to a technical malfunction.
3.3 Personal Information Privacy: By accepting these Terms of Service you consent to the collection, use, retention, disclosure and deletion of your personal information in accordance with the Value4Capital Partners® Privacy Policy (online: https://value4capitalpartners.com/legal/privacy-policy), as amended from time to time, and as otherwise permitted by applicable European Union and Italian law (including the GDPR).

4. Transactions
4.1 Application: This section 4 does not apply to Products that are made available by V4CP without a fee.
4.2 Misprints/Errors: V4CP endeavours to provide current and accurate information on the Website, but misprints, errors, inaccuracies, omissions (including incorrect details for a Product) and other errors may sometimes occur. V4CP reserves the right to correct any misprint, error, inaccuracy or omission at any time without prior notice or liability to you or any other person, and change at any time the Products advertised on the Website, the prices, fees, charges and specifications of those Products and any other Website content, all without any notice or liability to you or any other person. If you submit an order for a Product for which incorrect information was displayed on the Website, V4CP will provide you with a reasonable opportunity to cancel your order.
4.3 Availability: Products advertised on the Website may not be available when ordered or thereafter. If you order a Product that is not available, V4CP will notify you by email. V4CP reserves the right in its discretion to refuse to accept or cancel any order you submit and to limit quantities available for sale or sold to you.
4.4 Prices: All prices and other amounts appearing on the Website are quoted in Euros, unless expressly indicated otherwise. V4CP reserves the right to change prices advertised on the Website at any time. The total price of your order will include the price of the ordered Products plus all applicable delivery charges, handling charges and taxes. The price and applicable taxes and charges will appear on the completed order form, and will be charged to your specified payment service when your order is accepted by V4CP or as otherwise set out in your order.
4.5 Orders: The advertisements on the Website are invitations to make offers to purchase Products and are not offers to sell. Your properly completed and delivered order constitutes your offer to purchase the Products referenced in the order. Your order will be deemed accepted by V4CP when V4CP processes payment for your order or sends (by email) an order acceptance notice to you, whichever is sooner.
4.6 Order Cancellation: Because V4CP endeavours to complete orders for Products quickly, you may not cancel an order for a Product except in accordance with V4CP’s refund policy, as amended by V4CP from time to time.
4.7 Payment: You may pay for your purchases with the payment methods specified on the Website. V4CP or its service providers will obtain payment pre-approval from your payment service when your order is processed. The purchase payment will be charged to your payment service if and when your order is processed or as otherwise set out in your order. Except as expressly set forth in these Terms of Service or applicable Other Agreements or otherwise required by applicable law, pre-paid fees are not refundable under any circumstances.
4.8 Delivery: V4CP will deliver Products to you electronically, as specified in your applicable accepted order.

5. Proprietary Rights
5.1 Ownership: Except for the limited license expressly set out in section 5.2, (a) as between the Parties, V4CP will at all times solely own and retain all rights, title and interest (including all intellectual property rights) throughout the world in, to and associated with Products; and (b) neither you nor any other person will acquire any right, title or interest in, to or associated with any Product.
5.2 License: Subject to the provisions of these Terms of Service and your payment of all applicable fees, V4CP hereby grants you a non-exclusive, personal, non-sublicensable, non-transferable, restricted and limited license to access and use each Course Material made available to you in accordance with the restrictions and requirements set forth and referenced in these Terms of Service. You may use Course Materials solely for your personal participation in a Course and not for any other purpose whatsoever. Unauthorized use of Course Materials is strictly prohibited.
5.3 Trademarks: Value4Capital Partners®, the V4CP logo and other related trademarks and symbols are registered or unregistered trademarks, service marks and trade names owned or licensed by V4CP. Any unauthorized use of those trademarks is strictly prohibited, and nothing on the Website or in these Terms of Service or any Other Agreements will be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any of those trademarks and service marks.
5.4 Feedback: If you give to V4CP any feedback (including any review, comments, ideas or suggestions for corrections, enhancements or improvements) regarding a Product or Account or the Website, then V4CP and its successors, assigns and licensees may use the feedback for any and all purposes without providing any compensation or attribution to you or any other person. V4CP may in its discretion modify your feedback prior to use.
5.5 Reservation: All rights not expressly granted by these Terms of Service or any Other Agreements are reserved by V4CP.

6. User Content
6.1 User Content: In these Terms of Service: (a) “Content” means text, information, graphics, photographs, images, audio, video, and other materials and data; and (b) “User Content” means Content posted, submitted, contributed, transmitted or provided by you to the Website, including any V4CP functionalities generally made available to you.
6.2 Acknowledgement: You acknowledge that User Content may be made available to other users or publicly available on the Website, and may be copied or otherwise obtained by other persons. V4CP has no responsibility or liability for the use of User Content by other persons.
6.3 Responsibility/Compliance: You are solely responsible and liable for User Content. You will ensure that User Content complies with applicable EU and Italian law and does not infringe rights of any person. V4CP is not obligated to verify User Content and does not guarantee its accuracy, veracity or completeness. V4CP may remove User Content at any time without notice or liability.
You hereby grant V4CP and its affiliates and licensees a non-exclusive, worldwide, royalty-free, fully paid-up, perpetual, irrevocable license to use User Content in any manner and for any purpose. You unconditionally waive all moral rights and rights of authorship in and to the User Content.
6.4 Representation/Warranty: You represent and warrant to V4CP that you have all necessary rights to grant the licenses in User Content and that User Content does not violate any law or infringe any rights of any person.
6.5 Review/Removal: V4CP may monitor and remove User Content in its discretion. Copies of User Content may remain in archives or backups even after removal.
6.6 Third Party Content: You acknowledge that the Website may include Content submitted by other users or third parties. V4CP is not liable for such Content, and you access and use it at your own risk.

7. Accounts
7.1 Credentials: You must use valid user credentials (the “Credentials”). Your Account and Credentials are personal to you and may not be shared with others.
7.2 Restrictions/Requirements: You are responsible for maintaining the confidentiality of your Credentials and all use of your Account. Notify V4CP immediately if you suspect unauthorized use of your Account.
7.3 Linked Accounts: You may register for an Account using a third party social media site. V4CP is not liable for these third party sites.
7.4 Notices: Notify V4CP immediately at info@v4cpartners.com of any unauthorized use of your Account or Credentials.
7.5 Reliance/Verification: V4CP may act on communications given through your Account. V4CP may require verification of identity and may deny access without proper verification.
7.6 Cancellation/Suspension: V4CP may cancel or suspend your Account at any time without notice or liability.
7.7 Accounts for Children: A parent or guardian may create an Account for a child, and in such cases both are jointly liable.

8. Authorized Representatives
8.1 General: You may appoint an Authorized Representative to act on your behalf with respect to your Account.
8.2 Authorization/Responsibility: By appointing an Authorized Representative, you authorize V4CP to deal with them on your behalf. You are fully responsible for all acts and omissions of your Authorized Representative.
8.3 Termination: You, your Authorized Representative, or V4CP may terminate the Authorized Representative’s status at any time by notifying V4CP.

9. Courses, Course Materials and Certificates
9.1 Course Registration: Your registration for a Course or bundle of Courses is specific to that Course or bundle. You may not cancel except in accordance with V4CP’s refund policy.
9.2 Changes to Courses and Course Materials: V4CP may modify or discontinue any Course or Course Material at any time without notice.
9.3 Assessment Integrity: You will not cheat or compromise the integrity of Assessments.
9.4 Assessment Confidentiality: Keep Assessment questions and answers confidential.
9.5 Assessment Requirements – Computer Skills: Assessments are computer-based. You are responsible for having the necessary computer skills.
9.6 Assessment Answers: You grant V4CP a perpetual, irrevocable license to use your Assessment answers for any purpose without compensation or attribution.
9.7 Irregularities: V4CP may refuse to score or invalidate Assessments if security or integrity is compromised.
9.8 Certificates: After successful completion of a Course, V4CP may issue a Certificate. Certificates will be delivered electronically.
9.9 Disclosure of Certificate: If you authorize V4CP to disclose your Certificate to an organization, you agree V4CP is not liable for that organization’s use of it.
9.10 No Other Certification: A Certificate only evidences completion of a Course. It does not confer academic or professional credentials unless stated by an institution.
9.11 Consequences of Breach/Misconduct: If you breach these Terms of Service, V4CP may cancel your registrations, refuse Assessments, refuse future registrations, withhold refunds, invalidate Assessments or Certificates.

10. Other Matters
10.1 General Representations/Warranties: You represent you have the legal capacity to enter into these Terms of Service.
10.2 Technical Requirements: You are responsible for all equipment, software, and services required to use your Account and Products.
10.3 Notifications: Promptly notify V4CP if you suspect unauthorized access to a Product.

11. Disclaimers, Liability Exclusions/Limitations and Indemnity
11.1 General Disclaimer: To the fullest extent permitted by applicable EU and Italian law, Accounts and Products are provided “as is” without warranties or conditions of any kind.
11.2 Liability Exclusions/Limitations: To the fullest extent permitted by applicable law, V4CP and its affiliates are not liable for any damages arising from or related to use of Accounts or Products. In no event will V4CP’s total aggregate liability exceed the lesser of fees paid in the preceding three (3) months or EUR 50.00.
11.3 Exceptions: Some jurisdictions do not allow certain exclusions, so the limitations in these Terms of Service may not fully apply to you.
11.4 Indemnity: You will indemnify V4CP and its affiliates against any claims arising from your use of the Account or Products or any breach of these Terms of Service.

12. Suspension/Termination
12.1 Suspension: V4CP may suspend your Account at any time without notice.
12.2 Termination: You or V4CP may terminate these Terms of Service by closing your Account. V4CP may terminate at any time by giving notice or closing your Account.
12.3 Consequences of Termination: Sections 1.3, 2, 3, 4, 5, 6, 7.6, 8.2, 9, 11, 12.3 and 13 survive termination.

13. General Matters
13.1 Governing Law: These Terms of Service, the Other Agreements, and all related matters will be governed solely by the laws of Italy and applicable European Union law, excluding any rules of private international law or conflict of laws that would lead to the application of other laws.
Disputes: The courts of Milan, Italy will have exclusive jurisdiction over any disputes related to these Terms of Service or the Products. You and V4CP each submit to the jurisdiction of those courts. You will commence legal proceedings within twelve (12) months after a dispute arises.
13.2 Force Majeure: V4CP is not liable for delays or failures due to causes beyond its control.
13.3 Miscellaneous: No relationship other than independent contracting parties is created. You cannot assign these Terms of Service without V4CP’s consent. If any provision is held invalid, the rest remain effective.
13.4 Interpretation: Headings are for reference only. Words importing singular include plural and vice versa. “Including” means without limitation.
If you have any questions or comments regarding these Terms of Service or any Other Agreements, please contact V4CP at info@v4cpartners.com.

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